Commercial Banking Graduate Programme (Jun 2025)

What you'll do

Your HSBC journey will be built upon - and thrive with - your skills.

We know how important it is to have the right skills, both for your future and ours. By building this skillset now, we’ll help you develop the agility to keep learning new skills throughout your career.

Over 18 months, you’ll get to:

• See how we connect businesses to opportunities through our Relationship Managers and digital capabilities
• Rotate between Relationship Management teams that work directly with our clients, or Credit Analyst teams that analyze companies’ creditworthiness and provide them with lending solutions.
• Build your own relationships with clients to better understand their needs, and support Relationship Managers in pitching for new business.
• See the bigger picture by working with teams in other areas like Global Trade (providing services and finance for buyers and suppliers), Product Management (creating new digital services to improve our customer experience), and support functions like Risk (developing policies and processes to protect us and our clients)
• Explore the Commercial Bank’s wide-ranging opportunities to progress your career – both locally and internationally – including the chance to become one of our leaders of the future.

Who you are

We welcome students from all degree disciplines and backgrounds, particularly those with a passion for technology.

It takes a broad range of skills to be successful at HSBC. We're looking forward to seeing the mix of skills you’ve learned so far, and hearing about the unique perspective that you’ll bring to our teams. We’ll help you learn everything else.

To join us in this program, you’ll need to be:

• A networker who enjoys building trusted relationships works well with different groups of people and loves being part of a team
• Quick to adapt to changing situations, excited by new challenges, and always focused on getting things done
• Eager to make a difference, whether you’re helping a small business grow or a large international company transition to Net Zero
• Curious, keen to learn, and confident about bringing a fresh perspective to the table with the aim of finding better ways to do things

What you'll learn

We’ll help you develop the technical skills most relevant to your role. We’ll also provide plenty of opportunities to advance your non-technical skills, like communication and collaboration, that will help you move your career forward successfully.

During your time on the program, you’ll:

• Join our Accelerating Your Strengths Programme, which will help you use and continue developing your strengths while you’re with us
• Build your knowledge of the products and services we offer our clients, including Trade, Payments, and Transaction Banking.
• Develop your understanding of the risks involved in Commercial Banking and how we mitigate these. For example, writing credit papers, exploring the macro environment, and putting covenants and securities in place
• Benefit from Personal Development Plans and 360 feedback, so you can measure your progress against an established framework and set goals to further improve yourself
• Learn how to incorporate Environmental, Social, and Governance issues into our solutions so they become more sustainable and support our Net Zero ambitions.
• Have plenty of other opportunities to develop your skills, and people to support along the way, so that you’re well prepared for the future

Virtual work experience

Try our virtual work experience in Digital Business Services. You’ll get a feel for the type of work this business area undertakes, the activities you could be involved in, and the skills you would develop in the program.

Ready to apply?

• For: Final year students or recent graduates
• Duration: 18 months
• Areas: Commercial Banking
• Start date: July 2025 onwards

Mainland China - HSBC Bank China

Requirements:    

• Available to work full-time from July 2025 onwards
• Obtained, or expected to achieve, a 3.0/4.0 cumulative GPA or equivalent 2.1 degree from a recognized University (as appears on your official University Transcript or Degree Certificate)
• Fluent in English and Mandarin
• Legally permitted to work in mainland China

Additional Information:    

In-person/virtual assessment centers are planned from November - January. We encourage you to apply early as we review applications on a rolling basis and may close this vacancy before its closing date if all roles are filled.

• Start date: July 2025 onwards