Algorithm Engineer / Data Mining - Graduate (Start ASAP)

Your role

Job Responsibilities:

• Responsible for the model construction of financial products of credit business and the establishment of credit scoring system; establish the basic framework of a credit decision-making model, and under the basic framework, be responsible for the design, development, verification, testing, and implementation of various credit models, including but not limited to anti-fraud model, Jinbaitiao model, small and micro model, application scoring, behavior scoring, collection scoring, etc.
• Responsible for the evaluation and modeling of third-party data
• Responsible for the sorting and management of user basic data, and the establishment of a business-level data analysis platform
• Responsible for communication with cross-functional teams such as strategy, product, and development to ensure the reasonable implementation of model quantitative strategy, accurate launch, and post-launch monitoring and optimization

About you

To apply for this role, you must have the following qualifications:

• Graduated between October 1, 2024, and September 30, 2025, with a bachelor's degree or above
• Computer/mathematics/statistics/finance majors are preferred
• Familiar with using one of the programming tools such as Python/R, and understand mainstream big data frameworks such as Hadoop/Spark/Flink
• Familiar with common data mining and machine learning algorithms, such as decision trees, clustering, logistic regression, association analysis, SVM, neural networks, boosting, etc., and those with experience in massive data mining projects are preferred
• Have a basic understanding of the financial ecosystem, have an Internet mindset, be proactive in work, and have a strong sense of responsibility and ability to withstand pressure

Benefits

JD offers the following:

• Standard salary
• Quarterly & annual performance bonus
• Employee internal purchase benefits
• Holiday gifts
• Insurance benefits
• Health check-up
• Free shuttle bus for employees
• Free employee meals/gym/childcare center
• Interest-free loans for continuing education
• E-Learning online courses

Training, development & rotations

In the JDS training program, each student has a dedicated mentor who will continue to pay attention to the growth and development of each JD STAR and provide guidance and professional training to students at every key career stage to help them reach the future they want faster. Moreover, here you will help everyone build a comprehensive understanding of the company, integrate across business units, and complete the rapid transformation from students to professionals!

Career progression

The company will use scientific assessments in each training stage to help you better understand your characteristics and future career development plans. Based on your wishes and comprehensive abilities, the company will provide opportunities such as job development, short-term experience, and project training to help you develop rapidly.

How to apply

Application Process:

• Internship Retention
• Online Application/Internal Recommendation
• Written Examination
• Interview
• Offer Issuance

Sources

The following resources were used in researching this page:

• campus.jd.com/#/about
• campus.jd.com/#/talentProject?tabKey=2
• youtube.com/@JDcomInc/videos